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We are a team of topline advisors and support staff that are deeply rooted in and proud of our community. As seasoned experts in the industry, we provide advice and a wide range of reliable services to support our clients’ needs. Our clients know they are covered. They consider us an extension of their team.

Learn more about our team below.

Paul Scott B.S.B.A., CFP, CLU, Ch.F.C. Photo
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Paul Scott B.S.B.A., CFP, CLU, Ch.F.C.

Financial Advisor

Paul Scott B.S.B.A., CFP, CLU, Ch.F.C.

Certified Financial Planner, Chartered Life Underwriter, Hengl Scott Financial Partners Inc. 

I began my career in 1991 as a manager with a Canadian based global leader in the financial services marketplace. In that role, I worked with highly successful financial advisors throughout Canada, helping them implement advanced insurance and estate planning strategies for their clients. Realizing that working with clients was what most appealed to me, I began building my own financial planning practice in 2000.

In addition to working with clients, I have given numerous presentations on financial planning matters to lawyers, accountants and other financial advisors. What I enjoy most about my role is helping clients reach their goals, giving them advice based on their unique situation and pressure testing their financial plan against risk.

I graduated from the University of Alabama in Huntsville with a Bachelor of Science in Business Administration and a minor in accounting, and in 1996 obtained my Chartered Life Underwriter (CLU) designation, followed in 1997 by Chartered Financial Consultant (Ch.F.C.) and Certified Financial Planner (CFP) designations.

I reside in Tecumseh with my wife and two boys. Golf, hockey, baseball and travelling with my family occupy my spare time. 

Gregory J. Hengl, B. Comm., B.A., QAFP, CLU Photo
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Gregory J. Hengl, B. Comm., B.A., QAFP, CLU

Financial Advisor

Gregory J. Hengl B. Comm., B.A., QAFP, CLU

Financial PLANNER, Manulife Securities Investment Services Inc.

Chartered Life Underwriter, Hengl Scott Financial Partners Inc.

After a brief career in Retail Sales and Management, I entered the financial services industry in 1987 as an agent for the former Confederation Life. In 1994, I established Hengl Financial Network, an independent brokerage offering insurance and investment advice and solutions for individuals and group benefits and retirement plans for employers. In 2006, I joined with Paul Scott and together, we formed Hengl, Scott Financial Partners Inc. I’m proud that this business has now grown to include Sean Middaugh and is called TopLine Financial Advisors.

The majority of people I help are corporate clients and individuals looking for benefit solutions. I’m persistent when it comes to finding the best strategies. I don’t accept a solution until I understand it and I am fully behind it. Clients appreciate that I always have their best interest at heart.

I graduated from the University of Windsor with an Honours Bachelor of Commerce and Bachelor of Arts degrees, and also hold the professional designation of Chartered Life Underwriter. Regular annual continuing education is a requirement and commitment I believe in and undertake.

I reside in Tecumseh with my wife, Kathleen. When not assisting clients, you’ll find me playing golf and guitar, attending concerts and sporting events, traveling and reading or walking. 

Sean A. Middaugh, CFP, CHS Photo
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Sean A. Middaugh, CFP, CHS

Financial Advisor

Sean A. Middaugh CFP, CHS

Financial Advisor, Manulife Securities Incorporated

Life Insurance Agent, Manulife Securities Insurance Inc

After spending over 10 years in the automotive industry I made the transition into the family business in 2008. Since then, I have been able to earn my clients trust by providing sound advice that enables them to reach their life and retirement goals. The key to my success is the personalized approach I take when assisting clients with a full range of services including comprehensive financial planning, retirement planning, investment management, risk management and estate preservation. My clients include farmers, professionals, high-net-worth individuals, small business owners and retirees.

Continued education and self improvement are extremely important to me. My education includes the passing of the Provincial Life License exam, LLQP and more recently obtaining my Certified Health Insurance Specialist designation, CHS and my Certified Financial Planner designation, CFP.

When not at the office, I spend the winter months volunteering as a minor hockey coach, and in the summer I run a hockey camp dedicated to improving young players both on and off the ice.

I have two sons, Connor and Taylor. 

Andrew Scott Photo
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Andrew Scott

Investment Assistant

Andrew Scott

Investment Assistant - Manulife Securities Investment Services Inc

Andrew is the newest member of the Topline Financial Advisors, joining us in January 2019.

Andrew has always taken a keen interest in finance. He combined this interest with his love of sports, graduating from St. Clair College’s Sports & Recreation Management Program taking courses in accounting, finance, economics, marketing and sales.

Andrew’s focus is on providing financial planning and sales support to the team and our clients. He is continuing his education and is currently enrolled in the LLQP (Life License Qualification) program.

When not in the office, Andrew enjoys playing baseball and hockey. 

Kristine Dembinski Photo
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Kristine Dembinski

Client Services Coordinator

Kristine Dembinski

Client Services Coordinator, Manulife Securities Investment Services Inc.

I have been in the customer service industry since 1989. I began my career in hospitality, working my way into a management position, with my main focus being customer satisfaction.

I entered the financial services industry in 2005 and have been with Hengl Scott Financial Partners, and now the emergence of TopLine Financial Advisors since its inception. My focus is to ensure our clients receive the level of service they have come to expect and deserve.

I graduated from the University of Western Ontario with a Bachelor of Science degree and have enhanced my skills by taking part in business and computer courses at St. Clair College.

In my spare time I like to get away to the cottage to spend time with my family fishing or reading a good book. I reside in Woodslee, Ontario and am married with two boys who love to play hockey. 

The Retirement Assessment Tool

No matter how you envision your retirement, the best way to make it a reality is to develop a plan and stick to it. We can help.

Use Manulife's NaviPlan tool to learn more.

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The Major Purchase Assessment Tool

Planning details for your projected major purchases will help estimate the cost and the amount of savings you will need.

Use Manulife's NaviPlan tool to learn more.

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The Education Assessment Tool

Do your homework. How will you ensure that you or your children can continue to focus on school rather than how to pay for it?

Use Manulife's NaviPlan tool to learn more.

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Use of these tools does not replace a comprehensive financial plan. There are numerous factors such as government benefits, taxation, life expectancy and lifestyle that will impact the calculator results differently.