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Let’s keep the lines of communication open Thumbnail

Let’s keep the lines of communication open

educational savings financial advisor financial planning group benefits insurance Investment strategy tips


These are unprecedented times, and with uncertainty in the markets, trusted advice is more important than ever.


Keeping the conversation going, especially during volatile times, can help you stay focused on your financial strategy in a turbulent economy. By working together, we can keep things in perspective. It may mean revisiting some of your goals, priorities, or some of your timelines. It could also mean we examine various risk factors and perhaps make some asset allocation adjustments. Whatever the case, we can discuss your strategy to ensure you stay the course in a way that works for you, now.


Whether you have questions about the markets, or your own investments and financial strategy, I want to remind you that I am here for you. We can look at opportunities in the market and can reassess your goals. It’s all about making sure you remain on track to reach your long-term goals and, where possible, your short-term ones too.


As always, if you have questions about the markets or your investments, we're here to talk.

The Retirement Assessment Tool

No matter how you envision your retirement, the best way to make it a reality is to develop a plan and stick to it. We can help.

Use Manulife's NaviPlan tool to learn more.

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The Major Purchase Assessment Tool

Planning details for your projected major purchases will help estimate the cost and the amount of savings you will need.

Use Manulife's NaviPlan tool to learn more.

Learn More

The Education Assessment Tool

Do your homework. How will you ensure that you or your children can continue to focus on school rather than how to pay for it?

Use Manulife's NaviPlan tool to learn more.

Learn More


Use of these tools does not replace a comprehensive financial plan. There are numerous factors such as government benefits, taxation, life expectancy and lifestyle that will impact the calculator results differently.

Topline Financial Advisors

Welcome to Topline Financial Advisors, we're here to help!

Our firm can be compensated in three different formats depending on the services we provide to you:

  • A fee for service based on a percentage of assets we manage for you
  • A rate schedule for financial planning services
  • In some instances, financial institutions compensate us for implementing client solutions, like life insurance, through their company.

In every situation, we take the time to fully explain exactly how we are paid. We would be happy to discuss with you further.

It is never too early or too late to formulate a plan. You have a better chance of reaching your goals (be they education planning, budgeting, major purchase planning or retirement/estate planning, etc.) by formulating and implementing a strategy.

The answer to this can be different for each individual. Factors such as current and future income sources and levels, marginal income tax rates now and at time of withdrawal, objective/timeframe for use of the investment and other factors, the answer could be RRSP, TFSA or in some cases, both.

Have a different question?

Contact Us